ALAMO INSURANCE GROUP

Member, "Founders Circle"

Who We Are
A Full-Service Benefits Broker and Risk Consultant

As New Jersey's leading certified diversity owned full service insurance broker and risk advisor, Alamo Insurance Group is devoted to finding the opportunity in risk. From risk identification and assessment, to quantification and prioritization, to risk mitigation and financing — our approach lies at the core of a truly differentiated client experience.

With over 20 years of experience, the Alamo Insurance Group has provided the highest caliber of service and expertise to our clients which range from small businesses and organizations to large national companies in both the public and private sector.

What We Do

We are innovative partners who ease your financial and productivity pain.

Providing customers with quality products and exceptional service at a good value is the foundation upon which Alamo Insurance was built and continues to operate. We guarantee our clients absolute honesty and integrity in all matters. Alamo Insurance Group has a legacy of long-standing clients and a commitment to customer service.

Alamo Insurance Group’s products and services are among the most comprehensive in the industry. We provide our clients a full array of risk management services, insurance placement, employee benefits consulting, self insured and TPA management, and financial services and pension management through a strategic partner relationship.

How Alamo Insurance Group Delivers:
• Our process for plan design provides big dollars savings for our clients.**
• You can expect an improved ROI on your benefit premiums because we can deliver: 

• Complimentary customized webpage for your organization
• Benchmarking studies
• Contact center resources to handle employee benefit issues
• Advanced HRIS solution
• Employee benefit statements
• Comprehensive compliance auditing
• Effective employee communications
• ...and much more

• Alamo Insurance Group hires highly experienced, savvy benefit and risk management consultants. We have the in-depth knowledge and commitment to work as your advocate, crafting innovative plan designs and aggressively negotiating rates to deliver significant cost savings

** Products and services subject to state law and may not be available in all jurisdictions. Savings provided for illustrative purposes only.

PRODUCTS & SERVICES: Employee Benefits

Meeting the employee benefit needs of a diverse employee population frequently demands a degree of benefit plan design flexibility that is attainable ONLY through the skillful implementation of a benefits strategy. As the array of such benefits expands, it takes a knowledgeable business partner to assure the quality, stability, efficacy, compliance and financial due diligence these programs demand.

We study clients’ culture, history and objectives-- and tailor solutions to the contours of the proprietary design. Our focus is on developing excellence in negotiating aggressively with carriers, maintaining compliance services and communicating with your Finance department, HR staff and employees.

We have the capabilities to provide all the elements necessary for boosting your bottom line:
• Unsurpassed benefit cost control
• Improved productivity among your managers and front line personnel
• Full Voluntary Benefits Suite offering cost effective solutions
• Employee satisfaction
• Cutting-edge technology that saves time for your employees

Our mission and guarantee:
• Provide quality products and services at a fair price
• Consistent follow through
• Put your organization’s needs and satisfaction at the center of all decisions, processes and procedures
• Offer a host of first-in-class, branded services to your organization that set us apart from brokers, consultants or compliance specialists
• Anticipate your future needs
• Communicate in a direct, forthright manner

PRODUCTS & SERVICES: HR Consulting & Benefits Administration

A Helping Hand for HR

Chances are, you are spending way too much time on benefits administration and paperwork, compliance management, putting out fires and answering routine questions from employees-- leaving you little time for the more rewarding aspects of your job.
At Alamo Insurance Group, we offer more than just benefit brokerage services. We’re business professionals who function as an extension of HR in the areas YOU require a helping hand. We work directly with HR to customize standard and enhanced services that control costs, maintain compliance, streamline administration and increase employee engagement.

We specialize in group employee benefits and HR solutions which focus on:
• Relieving you of the burden of dealing with carriers
• Monitoring compliance
• Communicating with your employees about benefits

On the communications side, your employees can interact directly with a benefits service center representative to answer their benefits questions and problems. We are also able to provide an array of employee education tools and informational alerts and updates for you.

We have the capability to tailor solutions to boost your firm’s bottom line and enable you to reclaim your workday through:
• Aggressive negotiations. We routinely achieve first-year double digit savings for our clients and offer a no-surprises policy on annual renewals.
• Maximizing HR productivity. We offer compliance notifications to ensure all ERISA, COBRA, HIPAA and other legal obligations are met.
• Employee claims assistance, education and communication services. We help boost employee productivity and satisfaction.
• Your employees deal with the same benefits service center team. Ninety percent of employee problems and questions solved within 24 hours.
• Cutting Edge Technology solutions to relieve your administrative burdens.

Our mission and guarantee:
• Provide quality products and services at a fair price.
• Identify the benefits-related bottlenecks in your workday.
• Put the needs of your organization and employees at the center of all decisions, processes and procedures.
• Relieve HR of compliance and administrative hassles.
• Offer a host of state-of-the-art, branded services to your organization that set us apart from brokers, consultants or compliance specialists.
• Communicate in an efficient, forthright manner.

PRODUCTS & SERVICES: Property & Casualty Risk Management & Loss Control

Risk control is the art and science of reducing the exposure to loss. This offers two benefits: fewer loss incidents and better treatment in the marketplace. Both are key to lowering to total cost of risk. Both are delivered by our Property Risk Control and Engineering Services and our Casualty Risk Control practices

Property Risk Control & Engineering Services
• Property risk advocacy to assist you in understanding specific exposures from both operational and financial perspectives
• Translation of engineering results into quantifiable business language
• Risk analysis and risk planning assistance
• Interpreting insurance carrier concerns
• Project management assistance to develop specifications for HPR insurability and recommendations for cost-efficient solutions
• Verifying property (COPE) data for marketing
• Business continuity planning
• Negotiating risk improvement plans and third-party engineering services
• Utilizing state-of-the-art modeling software, developing PML figures and annual aggregate loss projections for the perils of catastrophic events

Casualty Risk Control Services
• Workers' Compensation safety program development and implementation
• Assistance with OSHA compliance
• Product liability risk control consulting
• Construction Safety Services
• Ergonomics evaluations
• Cumulative injuries/repetitive motion injury and exposure assessments
• Customized training programs
• Motor vehicle programs

We use integrated consulting and technical claim and risk control services to help lower total cost of risk. Our Claim & Risk Control team can help clients increase return on investment in their business, people and properties.

Alamo Insurance Group can provide highly experienced resources that help:
• Get claims paid quickly, efficiently and appropriately
• Prevent and mitigate loss and exposure to loss
• Contain a loss, should one occur

Our service delivery platform addresses the simplest to the most complex exposures by employing tactical, technical and strategic methods, supported by powerful customized analytic tools.
• Tactical services

• Claim reporting
• Claim monitoring

• Technical services

• Claim advocacy
• Complex claim resolution
• Loss mitigation
• Project-specific loss control consulting

• Strategic service

• Risk planning
• Risk assessment
• Consulting
• Data analytics

PRODUCTS & SERVICES: Personal Insurance

It’s your wealth, your life, your legacy. But we take it personally.
Alamo personal insurance professionals deliver world-class service by focusing on partnership and personal attention. Our high standards of communication, stewardship and individual skill and care have made Willis a leader in the field of personal insurance protection.

We undertake a detailed review and evaluation of personal exposures. We then create a tailored program appropriate for the individual or family. Only through careful planning can we create an insurance program that will respond in a manner consistent with your needs, lifestyle and tolerance for risk.

Protection Starts with Your Client Advocate

The accumulation of wealth is a successful blend of art and science, and so is its protection. The art of asset security starts with communication – forming a true partnership between you and your Alamo Client Advocate. Together, we create a deep understanding of your needs and goals – not just what you own, but what it means to you.
Your personal Client Advocate is the single point of contact that ensures your access to the vast array of skills, expertise, inside knowledge and market access available within Alamo. We have specialists in every area from antiques to yachts. All of our expertise, all our resources are available to you – the key is your Alamo Client Advocate.

The science of asset security begins with a personal risk assessment and goes beyond simply helping you choose insurance. Our goal is to:
• Create a personal risk management program unique to you
• Assist you in evaluating your personal risks and the impact of potential losses
• Create a highly-tailored protection program that best mitigates those risks

Our Commitment to Best-in-Class Service

The truest test of a personal risk management program is the ongoing service you receive. Needs change. Lifestyles change. The best designed and implemented insurance program will fail to satisfy your expectations if the program is not professionally managed on an ongoing basis.

Your Client Advocate represents a team that works with hundreds of insurers to provide the best solutions to our personal clients. We specialize in coverage placement for:
• Residential properties
• Fine art, antiques and collectibles
• Jewelry, silver, furs
• Automobiles and recreational vehicles
• Private aircraft
• Boats and yachts
• Domestic Workers' Compensation
• Excess liability
• Identity theft
• Farms, ranches and country estates, including bloodstock/horses and livestock

Alamo has managed individual personal insurance programs for over 20 years and we are looking forward to the future. Like you, we expect continued growth and success – and like you, we work to make it happen.